If you’re on this page then more than likely you’re in foreclosure and you’re worried about a Deficiency Judgment and how you will be affected financially if you receive one.

Well, you also know by now that there’s a ton of bad information out there regarding Deficiency Judgments. Please understand, in this instance, what you don’t know, can indeed hurt you.

What’s worse is that some of the people who you think have your bests interests covered, are actually misrepresenting the facts to you and are only interested in their own monetary gain. (i.e. commissions and fees)

With the help of a prominent foreclosure defense attorney, we’ve put together this ebook and audio interview for you to find out the truth about Deficiency Judgments.

Deficiency Judgment Ebook
Instantly get more information about what a Deficiency Judgment actually is and how so many real estate agents, title companies and even some attorneys don’t even know what they are

If you are doing a Short Sale, find out how to make sure you are not liable for any balance on the mortgage

Find out the questions you should be asking real estate agents and title company reps to determine if they know what they are doing

Learn what documents that you will need in place to make sure that you do not get sadlled with a Deficiency Judgment

Understand the big difference between a Short Sale and a foreclosure auction and how it affects Deficiency Judgments

Find out the difference between a Deficiency Judgment and the issuance of a 1099 form and the ramifications of each
Learn how to avoid being the victim of a Deficiency Judgment and how not to fall for the “promissory note” scam

Learn why all Short Sale approval letters are not created equally and how to tell the difference
Buy Deficiency Judgment Course


Stop Foreclosure

So it’s not bad enough that you lost your home to foreclosure or had to sell it via a short sale because you couldn’t make the payments anymore.

Now some many months later you get a letter in the mail or a call on your phone and somebody tells you that you owe hundreds of thousands of dollars on something called a deficiency judgment.

It’s then that the reality of the situation smacks you dead in the face. What in the world happened and what do I do about it!

Well it seems that more and more mortgage lenders have started using a deficiency judgment to recover the loan balance form the homeowners. The primary objective of these lenders is to allow them another way of for them to recoup as much of a defaulted loan “deficiency” as possible. 

Well the way to avoid a deficiency judgment is to begin taking action as soon as you begin your short sale. If you don’t do anything and let it go to auction via sheriff sale or courthouse auction you could be pretty much toast!

A deficiency judgment can be obtained by lenders in most states when they don’t recoup what they are owed when the sell the house. For instance if you owe $100,000.00 and they sell the house after they get it back for $70,000.00, they theoretically can come after you for the $30,000.00 that they lost. Sucks doesn’t it? I mean you’ve lost your home and you still owe a ton of money.

That’s why a short sale, done correctly, can help you avoid this dilemma. Unfortunately too many real estate agents do not know how to structure short sales so that their clients don’t get saddled with deficiency judgments.

Don’t put yourself in a situation where you are subject to a deficiency judgment because of some incompetent Realtor. Dowload our book on the Truth About Deficiency Judgments and learn what you need to know to avoid one.